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July 23, 2010

Healthcare Reform Update – July 23, 2010

Interim final rule regulations have been published and offer more information about the following health care reform provisions: Pre-existing conditions: Implementation for children up to age 19 will start with plan years (or policy years for individual products) beginning after September 23, 2010. Lifetime and annual limits: Some annual limits are permitted in limited circumstances. Rescissions: Limited to …continue reading

July 21, 2010

I got a guy…

I get excited when I refer people to other businesses and professionals.  I recently referred some very good friends of mine (also clients) to an estate planning attorney to have wills and trusts drafted for them.  I am glad I have an attorney I trust on my team. I also have accountants, mortgage brokers, bankers, …continue reading

July 6, 2010

HSA Plans in a nutshell – that’s what I have!

If you’re like me and don’t really “use” your health insurance, consider an HSA plan to save money on monthly premiums.  I have had the insurance for a year and a half, and the only part I’ve used is the dental coverage.  I figured since I don’t really use it, do I really need a …continue reading

July 1, 2010

The Sky is Crying…do you have sewer backup coverage?

Any time I can make a reference to an old blues tune, I’ll do it. Note: I originally wrote this in July 2010, but it applies all the time! We just finished a pretty wet June, and I’ve heard some stories about basement flooding.  One coverage I ALWAYS quote on homeowners insurance is sewer/drain backup …continue reading