10 Scariest Things About Being Uninsured
If you think not having insurance is scary, you’re right. But for an insurance broker like me, it’s downright terrifying. So in the spirit of Halloween weekend, here’s my list of scary signs you might need insurance: 10. You’re so bogged down with medical bills, you can’t afford your gym membership and your workout consists …continue reading
Do You Have Cable Insurance? (What? Tom are you nuts?)
As a licensed independent insurance broker, I’m a huge advocate for disability insurance. It is, in my personal opinion, my clients’ best bet for a safety net. According to the Social Security Administration, studies show that a 20-year-old worker has a 3 in 10 chance of becoming disabled before retirement age. I wouldn’t play 30% …continue reading
Honey Nut Cheerios and Other Desperate Ways to Pass Your Life Insurance Health Exam
I’ve seen it many times. That deer-in-the-headlights look when I tell my clients that they’ll need to schedule a physical exam involving a weight scale, urine test and/or blood test. It comes with the territory for most life insurance policies, and is typically scheduled within a week or so of your life insurance enrollment application. …continue reading