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Windshields! I’ve had three clients have to replace windshields in the last two weeks, each over $500 to replace. Some insurers offer “full glass” coverage to repair/replace the front windshield at no cost to you, but other insurers just cover this under Comprehensive, and is subject to your comprehensive deductible. Often people have $500 comprehensive deductibles, but you can usually lower this to $100 or $250 for a nominal extra premium/year. ┬áIt’s worth a look to see if the extra premium makes sense!