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If you have a spouse or children that depend on your paycheck, then yes, you need life insurance (with very few exceptions). It’s simple – you have a paycheck from your job. When you die, that paycheck stops. If your surviving family would have a tough time maintaining their lifestyle, keeping the house, keeping the kids in the same schools, then you should get life insurance.

These are a few trigger events that should prompt you to look into life insurance:Graphic_Infostat_LI_replacing_income_2015

  • Getting married
  • Buying a new home
  • Having a child
  • Changing jobs
  • Getting divorced
  • Starting a business
  • Adding a partner to a business

A 30-year old earning $66,000/year will earn $2 million over the next 30 years, not counting inflation (with inflation, it’s much more). If you die now, that $2 million will never happen. Life insurance is the only way to recreate your paycheck and provide for your family.

Call Tom Manno at 708-646-9280 to schedule a meeting to discuss life insurance. Don’t procrastinate. Your family depends on you.