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September 25, 2018

Group Special Enrollment – No-Cost Employee Benefit

Each year, there is a Group Special Enrollment period for small businesses. This ACA provision allows businesses to start a group plan in January for their employees at no cost to the business. Since 2017, group medical plans in Illinois are more competitive on price and networks, compared to individual plans. A few years ago, …continue reading

November 13, 2014

Health Insurance Open Enrollment 2015

Open enrollment to apply for 2015 health insurance begins on November 15, 2014! Rates will be available at that time. Help Paying Your Premiums: Government Subsidy Like last year, lower-income households have the option to receive a subsidy from the government to help pay for health insurance premiums. The Affordable Care Act states that people …continue reading

August 2, 2013

Obamacare and You: In A Nutshell

Here are a few important pieces of the Affordable Care Act (ACA) that will come to fruition in the near future. ┬áMany people will have to take action as early as October 1, 2013. Pre-Existing Conditions and Premium Calculation After January 1, 2014, pre-existing medical conditions will no longer be a factor in calculating your …continue reading